For construction and trade businesses: know what a team costs, sense-check quotes, and track planned versus actual margin on each job.
Finance IQ is for construction and trade businesses that price work by team, days, and job allowances — not another accounting system. Set your financial-year cost model, store each customer’s agreed rate schedule, build team and van recovery rates, band common allowances (such as scaffold and access), and run a simple quote sense-check before customer quotes go out. Each project compares what you planned against what actually happened: labour, materials, allowances, subcontractors, and variations — with a clear profit and margin view. Finance IQ does not connect to Dext or QuickBooks, and it does not pull your historic ledger. The live books connection on ZAPT is Xero on quoting and invoic…